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paying off debt

Loveletter: Worst advice ever?

Recently, a guy tagged me on Twitter and said:

I totally get why he would say that. It’s certainly not what the mainstream financial advisers are teaching.

How can I possibly be teaching that people should stop worrying about paying off debt and saving for retirement?

Because I know that if most people follow the traditional personal finance advice they will likely not have what they actually need for the rest of their lives.

To ensure you can care for yourself and your family for the rest of your life, you need to learn how to give something of value in exchange for money in a sustainable way.

If you do not have enough in retirement now, will you ever if you continue to do what you’re doing now?

Probably not. If you died with debt, would it matter? No.

But if you learned to earn what you need, when you need it, on demand, doing meaningful work you enjoy, could that give you what you need to live the rest of your life and even pay off your debt in the future? Yes.

So why focus your life energy now on perpetuating a norm that likely isn’t working for you instead of creating a reality for yourself that gets you the liberation you are truly seeking?

Sure, it requires you to buck the trends and go against the traditional advice around money, retirement and debt, but that’s okay so long as it has you create the life you really want.

Want more?

Join us on Saturday, October 21st at 12:30pm ET / 9:30am PT for a live webinar. Register at to get your seat.